Investor Corner/The asset classes

2.3 Mutual Fund Core Concepts

The mechanics behind every mutual fund you hold: how a scheme is structured and priced, what separates a Direct plan from a Regular one, and where the real costs sit. Most Indian investors interact with markets through a mutual fund rather than buying stocks or bonds directly, so the plan type, NAV and cost structure covered here quietly decide a large part of the return you actually keep. This is the layer worth getting right before choosing any specific scheme.